jordan pulse -

Like ship cutting through storm with steady hand, Safwa Islamic Bank sails turbulent economic seas guided by discipline, trust and clear compass. Amid shifting markets, changing risks and capital seeking safe haven, bank advances with measured steps, neither reckless nor hesitant, driven by banking awareness and defined vision.
Safwa stability not coincidence. It result of coherent strategy, firm institutional mission and governing values applied daily across branches, departments and products.
Banking leadership
Safwa Islamic Bank pursues ambition beyond traditional competition, towards real leadership in Islamic banking. Leadership measured not by branch count, but depth of impact, quality of solutions and ability to serve all segments efficiently, fairly and sustainably. Bank invests in digital infrastructure, expands geographic presence and designs products balancing Sharia compliance with economic feasibility, positioning itself as first choice for trust before profit.
Long-term financial partnership
Bank mission rooted in Islamic finance essence: innovative Sharia-compliant services built on genuine partnership with clients. Approach goes beyond immediate need, accompanying clients through stages of financial and investment growth, with transparency, fairness and operational efficiency.
Governance as culture
Safwa operates under clear value system: innovation blending Islamic principles with global banking technology; knowledge and quality guiding decisions; added value placing economic and social impact at core; institutional excellence based on teamwork, discipline, accountability and responsibility. Bank emerges not merely as growing institution, but integrated banking system redefining success in Islamic finance.
Indicators speak trust
By end-2025, strategy translated into solid numbers. Total assets rise from about JOD 2.93bn in 2023 to JOD 3.53bn in 2024, increase over JOD 606m, growth 21%. Deposits grow from JOD 2.52bn to JOD 3.03bn, up JOD 514m, nearly 20%. Net financing and trading reach JOD 2.32bn from JOD 2.02bn, growth 15%. Net profit before tax climbs to JOD 32.8m from JOD 28.3m, up 16%.
Efficiency metrics
Earnings per share reach JOD 0.169 from JOD 0.146, growth 16%. Capital adequacy remains strong at about 16.1%, above regulatory requirements, reflecting resilience and expansion capacity.
Geographic reach and digital core
Safwa strengthens nationwide presence through 45 full-service branches. ATM access expands to over 250 machines fee-free via partnerships with Union Bank and Investment Bank. Digital transformation central pillar, with Safwa Mobile enabling account opening and card requests remotely, improving efficiency, reducing costs and enhancing client satisfaction.
From growth to impact
Entering 2026, Safwa stands ready to move from expansion to deeper impact, measuring strength by value creation, trust building and sustainable banking future.
Samer Al-Tamimi… ‘Sheikh Al-Kar’
At heart of ascent stands Samer Al-Tamimi, more than chief executive, architect of phase and leader balancing growth and risk. Under his guidance, bank follows clear roadmap built on governance, financial discipline and proactive risk management.
Governance not slogan but daily practice, reflected in asset quality, risk reduction and market resilience. Al-Tamimi builds professional team based on competence, investing in human capital and client-centric culture.
Safwa experience blends Sharia discipline with economic efficiency, delivering competitive, flexible products for individuals, corporates and SMEs. Social responsibility integral, supporting orphans, underprivileged areas, education and health through sustained initiatives.
With strong capital base, stable liquidity, advanced digitalisation and decisive leadership, Safwa Islamic Bank enters 2026 more solid, smarter and ready to convert opportunity into real value.