jordan pulse -

Jordan Kuwait Bank announced its financial results for the first half of 2025, reporting a net profit of JD85.6 million, reflecting the group's strong financial position and operational efficiency in managing risk and challenges.

Chairwoman Sheikha Adana Al-Sabah affirmed the bank’s commitment to a comprehensive strategic vision that turns goals into tangible results with flexibility and adaptability to exceptional circumstances. She stated:

> “We focus on maximising shareholder returns and actively contributing to the national economy. We believe our role extends beyond profitability to include community development, transparency, institutional excellence, and sustainability.”

According to the bank’s financials:

Net income before provisions and taxes reached JD113.9 million.

Total assets stood at JD5.3 billion.

Customer deposits and cash collaterals reached JD3.9 billion.

Total equity grew to JD890.9 million, up 0.54%.

Stage 3 loans declined to 7.61% of total credit facilities, while net direct credit facilities remained stable at JD2.0 billion.

Investment portfolio rose 13.8% to JD1.8 billion.

Capital adequacy ratio reached 22.56%, with strong liquidity levels, including a Net Stable Funding Ratio (NSFR) of 158%.

The bank also recorded significant profit growth in its Jordan branches compared to the same period last year.

Commenting on the results, CEO Haitham Al-Batayneh said:

> “I’m proud of what we’ve achieved in the first half of the year and of the bank’s position today.”

He credited the success to the board’s wise strategy, the executive team, all bank employees, and subsidiaries. He also acknowledged the vital role of regulatory bodies in Jordan, Cyprus, and Iraq, and stressed the bank’s continued efforts to offer innovative banking services and products to all clients